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Western Carolinian Volume 69 Number 12
Item
Item’s are ‘child’ level descriptions to ‘parent’ objects, (e.g. one page of a whole book).
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10 WCnewsmagazine UNC in Washington Program taking applicants for Fall 05 The Political Science department of WCU has just begin an UNC in Washington program that allows students spend a semester in Washington, D.C. and obtain both internship and class credit in their major. Not only political science students are eligible for this program. Students of all majors are encouraged to apply. An Informational Meeting for students interested participating in the UNC in Washington Internship Program in the 2005-2006 DINING SERVICES Sper ce HOURS OF OPERATION r Java City UC Dodson Cafeteria 7:00 am - 5:00 pm 7:30 am - 2:00 pm Tl NWN10OD IVWIDNVN senses academic year will be March 9 from 3-4 in the Catamount room of the UC. The program is open to junior/seniors who have at least a 3.0 GPA. For more information, contact Dr. Niall Michelsen (227-3862) of the Political Science department. What Are You Worth? by Lee Schwarz * WCnewsmagazine How much net worth have you acquired? How many assets do you own? Relax if you dont know, because after reading this article you will know these things. Assets. What do you own? If you are buying a house or a car, you can list them. Do you own stocks, bonds or mutual funds? If so, list them. Please note that stocks should be listed at their current selling price, not what you bought them for. What your stock is selling for today is called its market value. Do you have a checking account? Include that. Do you have a savings account? Include that. Also include any money someone owes you. For instance if you are expecting a financial aid check, that is an asset. Money that someone owes you as part of an agreement is known as a note receivable. Add up all of your assets. Liabilities. What do you owe other people? Do you owe on a house or car? List how much you owe. Do you owe on student loans? List how Cyber Caf Brown Cafeteria Brown C3 Convenience Store Java City Library Sunday, February 27" All Locations Closed Saturday, March 5 All Locations Closed 7:00 am - 4:00 pm 11:00 am - 4:00 pm Dodson C3 Convenience Store 11:00 am - 5:00 pm 11:00 am - 2:00 pm 7:30 am - 4:00 pm 9:00 am - 2:00 pm All Locations Closed th. 12:00 pm - 1:30 pm Closed Closed Closed Closed Closed Closed Closed UC Food Court Java City UC Dodson Cyber Caf C3 Conv. Store Brown Cafeteria Brown C3 Conv. Store Java City Library ri 5:00 pm - 12:00 am Closed 5:00 pm - 11:00 pm 5:00 pm - 11:00 pm 2:00 pm - 11:00 pm Closed 2:00 pm - 9:00 pm Closed UC Food Court Java City UC Dodson Cafeteria Cyber Caf C3 Convenience Store Brown Cafeteria Brown C3 Convenience Store Java City Library Monday, March 7" All Locations resume regular hours of operation much you owe. Do you owe on credit cards? List how much you owe. Do you owe any of your friends money? List this amount, too. Add up all of your liabilities. Equity. Equity equals the difference between your assets and liabilities. So subtract your liabilities from your assets, and that will tell you your equity and your net worth. Are you happy with that number? If you aren't, you can change it. Just start a financial game plan to expand your assets and wipe out your liabilities. Try and acquire assets which generate cash. Many people own houses and the houses do not generate cash; instead, the house consumes cash at a an alarming rate through mortgage, insurance and tax payments. A good investment would be to purchase an asset that will generate enough cash to pay the expenses you accumulate because of your house. Make sure your investments have a positive effect on your cash flow. | know a lot of people who make a lot of money but are cash-poor. To improve your net worth, you should become a cash hawk. You should try to get as much cash as possible as quickly as possible. Cutting your expenses should help greatly. Also, dont ever go into debt if it won't put more cash in your pocket early and often. SF Data Save money by re-financing your home. Recently interest rates have dropped in hopes of rebounding the economy. Thus, an opportunity exists for young people to buy homes at extremely low interest rates. Right now an interest rate of 6% is easily obtainable with a good credit rating. If you were paying 9% before, you could get 6% now. If you bought a home costing $75,000 over 30 years at 9% it would cost you $1,104,793.21. If you re-financed at 6% that same house would cost you $451,693.14. Re-financing your home could really wipe out your debt.
Object
Object’s are ‘parent’ level descriptions to ‘children’ items, (e.g. a book with pages).
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The Western Carolinian is Western Carolina University's student-run newspaper. The paper was published as the Cullowhee Yodel from 1924 to 1931 before changing its name to The Western Carolinian in 1933.
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