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Western Carolinian Volume 61 Number 21

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  • P L E S of SOUND RETIREMENT s R 8 J 3 3 3 4 AIN TJX T xro For fast relief from the nagging ache of taxes, we recommend TIAA-CREF SRAs. SRAs are tax- deferred annuities designed to help build additional assets — money that can help make the difference between living and living well after your working years are over. Contributions to your SRAs are deducted from your salary on a pretax basis. That lowers your current taxable income, so you start saving on federal and, in most cases, state and local income taxes right away. What's more, any earnings on your SRAs are also tax-deferred until you receive them as income. That can make a big difference in how painful your tax bill is every year. As the nation's largest retirement system, based on assets under manage-ment, we offer a wide range of allocation choices — from the TIAA Traditional Annuity, which guarantees principal and interest (backed by the company's claims- paying ability), to TIAA-CREF's diversified variable annuity accounts. And our expenses are very low,15 which means more of your money goes toward improving your future financial health. To find out more, call 1 800 842-2888. We'll send you a complete SRA information kit, plus a free slide calculator that shows you how much SRAs can lower your taxes. Call today —it couldn't hurt. L Ensuring the future for those who shape it. 'Standard dP^ ParanaRata,,AnalWi, 1995; Licper Analyt.cal Serv,c« Inc Upptr-Dtrcctor/Analytical Data. 1995 (Quarterly) CREF „T.I^;^R?LI"d,V'du;1 "™'nst,,u,,onal S'C^i"' Inc- F°r •»<>" «"»pl«e information. indu^T A ".. „J ... call 1 800-842-2733. ««. 5509, for a current CREF prospeciuY rW ^'p^lu™---""'"'"-1'^"8 ChargM ""* ■W"* —, ytKr—*-'V/- %«««*«■ certificates are distributed by mplete information, including charges and expen- — carefully before you invest or send money.
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Object’s are ‘parent’ level descriptions to ‘children’ items, (e.g. a book with pages).