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Western Carolinian Volume 69 Number 11

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  • 522 Centennial Dr. Cullowhee On WCU Campus between Simply T's & Cash Points 10 WCnewsmagazine Beware of the Rat Race by Lee Schwarz * WCnewsmagazine Why are you going to college? To get a well- paying job, right? Unless you are an NBA star or the second coming of Dave Matthews you may very well find yourself in a socio-economic trap called the Rat Race. Visualize yourself graduating from college and you get a pretty decent job just like everyone else. You marry your sweetheart just like everyone else. You have two or three children just like everyone else. You buy a house far too expensive for your income just like everyone else. Pretty soon house, spouse and child expenses are almost all of your paycheck. There is no money to save or go on vacations with. What do you do? Why you ask your boss for a raise, of course. However nothing in this world is free and your boss wants 60 hours a week from you, instead of your usual 45, in exchange for the raise you received. Now you are time-poor, as well as cash- strapped. The next thing you know your spouse has gone back to work and becomes time-poor and cash-strapped as well. The saddest thing, though, is that now your children are now forced to go to daycare. What if your raise or your spouses raise puts your family into a higher tax bracket? You could end up working more hours but earn less in your take-home pay because of your increased tax- liability. . The news is not all bad. As a good hard-working, loyal company man you have moved right on up the corporate ladder. You are a Vice-President of something. You have a nice six-figure income. But what else you have is an image. As a VP you are expected to live in an enormous house and have lots of frivolous toys that are expensive beyond your means. You buy these things because everyone expects you to. Your huge standard of living has you running as fast so you can to try and stay ahead of your bills and taxes. Because you run as fast as you can while still not getting ahead, this scenario is called the Rat Race. In this way being inside of the Rat Race is like being inside of The Matrix. Being inside the Rat Race and being inside of The Matrix is similar in that the Rat Race sucks away all of your time and money, while The Matrix sucks away you bodys natural energy. The two sound an awful lot alike to me. The Cat Cutters Teri Browning . Tricia Davis . Ashley Wells . Kelly Oueen We Are Only Steps Away! A full Service Salon Specializing in: Perms eHighlighting e Designers Lights e Waxing Tanning e Full Service Nail Tech e Updo's eStraightners & Relaxers Catamount Hair Station To beat The Matrix, | mean Rat Race, you should do what you want to do. Dont buy and do things simply because other people want you to. Status means nothing. It is your money not theirs. Save money by not getting parking tickets. Parking tickets are such a drag. | have had a few myself. If there are a lot of them on your school bill, the school probably will not let you register for classes and stuff like that. They will put a hold on your record. By reducing the number of tickets you get you can save time and money. Who really wants to pay their hard-earned money to the school in parking fines. And who really wants to have to go down to the traffic office and try to argue their way out of tickets? Just try to minimize them altogether. Say that you have been getting three parking tickets per semester. These tickets range in price from $30, for parking in a handicapped space, to $10. Say that the average is $20. $20*3=$60 per semester. $60*2=$120 per year. $120*4 years in school=$480. Invested in your investment cycle for 20 years earning 20%=$18,402.24. That's a high price for parking, wouldn't you say? 293-5041 Flexible Hours Monday-Saturday
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